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Working for the NJ Judiciary offers the benefits of being a state employee. The following resources showcase available benefits.

Health Insurance Offering

All full-time state employees and judges are eligible for the State Health Benefits Program. The program includes options for health, dental, and prescription coverage. Visit the Treasury Department website to discover the plans available.

Public Employees' Retirement System

Full-time state employees are enrolled in the Public Employees’ Retirement System, with a few exceptions. Visit the Treasury Department's Division of Pensions and Benefits page for more information.

Federal Student Loan Forgiveness

Full-time state employees of 10 years or more can apply for student loan forgiveness. The program only applies to direct federal student loans. It is part of the William D. For Federal Direct Loan Program.

Deferred Compensation Plan

Working for the state empowers you to plan for your future on your terms. Full-time state employees can join the New Jersey State Employee Deferred Compensation Plan. It provides broad flexibility in contribution amounts and asset allocation. The plan offers options for both pre-tax contributions and Roth after-tax contributions.

Supplemental Investments

In addition to the standard pension plan, state employees can invest even more into retirement. The Supplemental Annuity Collective Trust of New Jersey (SACT) allows you to defer income. The trust is a conservative stock market investment. Discover more information on the volunteer program.

Tax Savings Programs

State employees can take advantage of two important tax savings plans. The Tax$ave plan lets you set aside pre-tax dollars to pay certain medical, dental, and dependent care costs. The Commuter Tax$ave plan lets you set aside pre-tax dollars to pay for mass transit and commuter parking expenses. You will not have to pay federal taxes on these funds. Discover how to enroll in these plans.

College Savings Plan

Full-time state employees are eligible to join the NJBest 529 College Savings Plan. A 529 plan allows your contributions to grow free from federal income tax. The plan is only eligible for post-secondary education.