ESTATE OF RONALD DOEFLER, ET AL. VS. FEDERAL INSURANCE COMPANY STEPHANIE E. DOEFLER VS. CHUBB INSURANCE COMPANY OF NEW JERSEY (L-2960-14 AND L-0483-14, OCEAN COUNTY AND STATEWIDE) (CONSOLIDATED) A-4215-18T1/A-4217-18T1 Appellate May 14, 2020