Robert Ferrante v. New Jersey Manufactures Insurance Group (078496) (Salem County and Statewide) A-87-16 Supreme April 11, 2018 Oral Argument A-87-16 A-87-16 Summary A-87-16 Due to the complete absence of notice by Ferrante to NJM at any point over years of litigation, including the lack of notice about the high-low agreement or completed jury trial during the UIM process, NJM may refuse to pay the UIM benefits.